View Full Version : Bad Credit.
rockstar2620
April 6th, 2009, 11:09 PM
Question:
I have really bad credit , will it effect me taking out a student loan?
supremed
April 6th, 2009, 11:11 PM
:rofl:
rockstar2620
April 6th, 2009, 11:12 PM
whats so funny?
zarahomme
April 6th, 2009, 11:12 PM
:rofl:
rockstar2620
April 6th, 2009, 11:13 PM
Again.
whats so funny?
FistaCuffs
April 6th, 2009, 11:13 PM
ufff, you fucked. :arrow:
rockstar2620
April 6th, 2009, 11:15 PM
Ill take that as a no then!
THANKS!
FistaCuffs
April 6th, 2009, 11:16 PM
Actually it depends on whether it is federal student aid or private student loan. The federal is not credit based while the private lender will certainly look at your credit score.
Thats how it is in the US, atleast. :arrow:
rockstar2620
April 6th, 2009, 11:20 PM
ok thanks.
BoO bOo
April 7th, 2009, 02:52 AM
Ouch! That's one thing not to mess around with.
aznpdaddy
April 7th, 2009, 05:16 AM
no it WONT affect your student loan if your in the UK... the government does not base it on credit scores LOL.... they know they wil catch you if you dont pay later lol...
a good tip... if you live in london with your parents, dont say you are, say your renting and youll get the MAX! i think its abt £6.5k rather than £4k
rockstar2620
April 7th, 2009, 08:22 AM
no it WONT affect your student loan if your in the UK... the government does not base it on credit scores LOL.... they know they will catch you if you dont pay later lol...
a good tip... if you live in london with your parents, dont say you are, say your renting and you'll get the MAX! i think its about £6.5k rather than £4k
Yeah my sister gets the maximum amount of loan because shes studying in London.But Ive decided to go Portsmouth to be closer to home.
London_Man
April 7th, 2009, 08:30 AM
why dont u start shottin? uni is the best place to meet cats :cool:
rockstar2620
April 7th, 2009, 09:17 AM
why dont u start shottin? uni is the best place to meet cats :cool:
Im going uni to get educated. Try it?
mordor
April 7th, 2009, 09:53 AM
As a side note, how old are you, and how do you have bad credit already before even going to uni?
rockstar2620
April 7th, 2009, 10:30 AM
As a side note, how old are you, and how do you have bad credit already before even going to uni?
20
Phone bills.
JayJai
April 7th, 2009, 10:32 AM
no it WONT affect your student loan if your in the UK... the government does not base it on credit scores LOL.... they know they wil catch you if you dont pay later lol...
a good tip... if you live in london with your parents, dont say you are, say your renting and youll get the MAX! i think its abt £6.5k rather than £4k
WHS - ALthough if you had a Student Loan before 2005 they have had a tendency of giving up chasing you but anyone taken a student loan after 2005 - they WILL hunt you down and expect even to be arrested when you step back iinto the UK for those that want to fuck off after Uni to another place.
aznpdaddy
April 7th, 2009, 11:05 AM
WHS - ALthough if you had a Student Loan before 2005 they have had a tendency of giving up chasing you but anyone taken a student loan after 2005 - they WILL hunt you down and expect even to be arrested when you step back iinto the UK for those that want to fuck off after Uni to another place.
lol im not promoting running away lol nor am i planning to for a few grand lol!
yeah i heard that they chase your ass down to the country your in!
did u read about the tax cock-up in the papers where they sent baliffs to a guys house for £15k where they actually owed him £800 lol!
aznpdaddy
April 7th, 2009, 11:06 AM
Yeah my sister gets the maximum amount of loan because shes studying in London.But Ive decided to go Portsmouth to be closer to home.
yeah but who says you gotta put down you live there lol you cud say you live in london and commute lol alltho that wud be impossible try it let me know if u get caught lol!
send me a postcard... what u thinkin of stuydinG?
rockstar2620
April 7th, 2009, 11:19 AM
yeah but who says you gotta put down you live there lol you cud say you live in london and commute lol alltho that wud be impossible try it let me know if u get caught lol!
send me a postcard... what u thinkin of stuydinG?
I'd rather not bullshit, Im quite happy to get a part time job.
Fashion Photography.
mordor
April 7th, 2009, 11:28 AM
20
Phone bills.
Have you actually got a credit report? Your credit can't be that bad just from phone bills.
aznpdaddy
April 7th, 2009, 11:29 AM
hmmm interesting choice off topic i wish i was studying something a bit more kazaaz but not fashion its too womanly...and being desi and where im from id get shot!
anyways good choice... try see if theres scholarships aswell some subjects offer them
London_Man
April 7th, 2009, 12:25 PM
Im going uni to get educated. Try it?
been there done it. got myself a nice degree.
fine - be broke for the rest of your life u tart :no:
London_Man
April 7th, 2009, 12:28 PM
Have you actually got a credit report? Your credit can't be that bad just from phone bills.
the only way u can get bad credit from phone bills if you have not paid any of them off and you are still owing money.
Unglorified
April 7th, 2009, 01:11 PM
no it WONT affect your student loan if your in the UK... the government does not base it on credit scores LOL.... they know they wil catch you if you dont pay later lol...
a good tip... if you live in london with your parents, dont say you are, say your renting and youll get the MAX! i think its abt £6.5k rather than £4k
depends on the families income also.
rockstar2620
April 7th, 2009, 03:00 PM
Have you actually got a credit report? Your credit can't be that bad just from phone bills.
2 phone bills that i havent paid offf.
hmmm interesting choice off topic i wish i was studying something a bit more kazaaz but not fashion its too womanly...and being desi and where im from id get shot!
anyways good choice... try see if theres scholarships aswell some subjects offer them
You shouldnt care about what others say and do what you want.
London_Man
April 7th, 2009, 03:34 PM
2 phone bills that i havent paid offf.
You shouldnt care about what others say and do what you want.
broke people :no:
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