Checkings/Savings Acct

[hardhearted]

Do you have one? If so, with what bank? And why?

Edit:* When I say why I mean, why that bank over the others.

[MissAdore]

BMO.. all the money that I'm saving for uni + future goes there :neutral:

[khanbaba_]

Only checking
Savings = haram

[bingley13]

are you planning a robbery?

[zuiwaziri]

In todays society you cant really survive w/o a bank account.

Mine is with HSBC and thts because they came to my skool wen i was 11, and offered me a free football, so i joined them :giggle:

[hardhearted]

BMO.. all the money that I'm saving for uni + future goes there :neutral:
BMO?

[desicandyshop]

are you planning a robbery?
with US BANK......need my ac. no. too?

[hardhearted]

Only checking
Savings = haram
Why?

[khanbaba_]

Why?
Savings = Interest

[IPunjabi.Blood]

Washington Mutual. Why? Because my pockets and my closet started to overflow with money.

[desicandyshop]

Why?
interest

[ruch4343]

National City... My mom works there. :neutral:

[intriguingchica!]

Bank of america..Checking..i always have an overdraft tho sucks! :(

[ruch4343]

Washington Mutual. Why? Because my pockets and my closet started to overflow with monopoly money.
*fixed. :p

[zuiwaziri]

Savings = Interest
Saving ur money isnt Haram. Interest is though.

I always give my interest to a family friend in Pakistan who is Deaf-Mute, cuz if u do recieve interest then u shud give it to the less fortunate!!!

[khanbaba_]

Bank of america..Checking..i always have an overdraft tho sucks! :(
Same here

[MissAdore]

BMO?
Bank of Montreal

[IPunjabi.Blood]

*fixed. :p

That was so not cool, dude.

[bingley13]

with US BANK......need my ac. no. too?
yes please.
or a blank check.
thanks.

[shadyzgal08]

Saving ur money isnt Haram. Interest is though.

I always give my interest to a family friend in Pakistan who is Deaf-Mute, cuz if u do recieve interest then u shud give it to the less fortunate!!!
my dad says he does that....then i see him withdrawing it and using it for his own shit :neutral: :no:

[khanbaba_]

Saving ur money isnt Haram. Interest is though.

I always give my interest to a family friend in Pakistan who is Deaf-Mute, cuz if u do recieve interest then u shud give it to the less fortunate!!!
Yea but when you have a saving account, you get intereston it.
So you are saying, its ok to give haram money to poors? l0l. Yea give all the junk to them. This is also not allowed.

[selina_786]

Yea but when you have a saving account, you get intereston it.
So you are saying, its ok to give haram money to poors? l0l. Yea give all the junk to them. This is also not allowed.
Money = junk?

Now thats smart.

[zuiwaziri]

my dad says he does that....then i see him withdrawing it and using it for his own shit :neutral: :no:
LOL. Slap on the Wrists for Dad :squint:

[ruch4343]

yes please.
or a blank check.
thanks.
no! you need to ask for a copy of his signature so that you can rob him fully! :evil_lau:

[ruch4343]

That was so not cool, dude.
Dude, you know it was cool. *pops collar*

[pinksari]

hsbc :D my dad trusts them most

[shadyzgal08]

LOL. Slap on the Wrists for Dad :squint:
damn hyporcrites :mad: oh well :dunno:

[khanbaba_]

Money = junk?

Now thats smart.
What you on about Miss Selina? :rolleyes:
Interest = junk

[zuiwaziri]

Yea but when you have a saving account, you get intereston it.
So you are saying, its ok to give haram money to poors? l0l. Yea give all the junk to them. This is also not allowed.
I wudnt exactly compare money to junk. Its not like we give the poor left over food we dont like eg. Prunes.

Nothing wrong with turning a negative into a positive!!!

[desicandyshop]

yes please.
or a blank check.
thanks.
take the whole check book.......i ll have 25.05 left after paying the ticket i got today............i wonder if it shows up on insurance stuff or not ...bc i really dont wanna tell my dad

[HIK213]

i got one with natwest, they are crap dont get an account with them

[khanbaba_]

I wudnt exactly compare money to junk. Its not like we give the poor left over food we dont like eg. Prunes.

Nothing wrong with turning a negative into a positive!!!
So something that is haram for you, how does it become halal for someone else? :rolleyes:

[zuiwaziri]

So something that is haram for you, how does it become halal for someone else? :rolleyes:
OK Sorry Baba Jee. U are correct and im just an evil sinner who is gonna go to Hell now!!!

U are always correct about everything and anyone who disagree's with u or suggests something different is just a dirty sinner

:neutral: :neutral: :neutral: :neutral: :neutral:

[OoDREAmerOo]

Do you have one? If so, with what bank? And why?


AmSouth... wut wut.. :wiggle:

so that i can do direct deposit, pay my bills online, and use my debit card everywhere?

-drea

[khanbaba_]

OK Sorry Baba Jee. U are correct and im just an evil sinner who is gonna go to Hell now!!!

U are always correct about everything and anyone who disagree's with u or suggests something different is just a dirty sinner

:neutral: :neutral: :neutral: :neutral: :neutral:
Did I mention you are a sinner and I am an angel? :rolleyes:
You know interest is haram, so if oyu would not eat interest money, why give it to poor people? So they can live of haram money? Why not give them from your halal money. :rolleyes:

[zuiwaziri]

Did I mention you are a sinner and I am an angel? :rolleyes:
You know interest is haram, so if oyu would not eat interest money, why give it to poor people? So they can live of haram money? Why not give them from your halal money. :rolleyes:
U didnt ask if i did. u assumed tht i just gave them the interest, which if u must ask is like a few quid.

Just ur always turning a thread into a religious debate. Not everything has to be about religion.

The thread maker simply asked which bank u are with and why. Cant u stick to tht topic!!!

[khanbaba_]

U didnt ask if i did. u assumed tht i just gave them the interest, which if u must ask is like a few quid.

This is what you said in your earlier post.
I always give my interest to a family friend in Pakistan who is Deaf-Mute, cuz if u do recieve interest then u shud give it to the less fortunate!!!

Interest is interest, 1 penny or 100 dollars.


Just ur always turning a thread into a religious debate. Not everything has to be about religion.
If it bothers you, you can leave. :p Why are you people so allergic to religion? :rolleyes:



The thread maker simply asked which bank u are with and why. Cant u stick to tht topic!!!
Yes thats why I said checking and not saving. She asked why. I replied to that.

[Gladiator]

Do you have one? If so, with what bank? And why?

here in canada, it's separate...debit card and credit card, i think you guys have a better system, all in one instead of having two, i saw my uncle's visa check card from bank of america :p

[musicchic33]

NorthFork Bank. When I actually had a job, I need somewhere to deposit my checks.

[subaru]

Do you have one? If so, with what bank? And why?

Edit:* When I say why I mean, why that bank over the others.


I got 2 Banks =/

TD canada Trust, they have an online banking system that just overwhelms the competitions + i keep all my investments with TD waterhouse

BMO(Bank of Montreal) -is where my savings are lodged up, and Education Trust.

i should have gone with RBC though =/ but i'm looking to move someaccounts offshore to switzerland =) Credite Suisse

[subaru]

here in canada, it's separate...debit card and credit card, i think you guys have a better system, all in one instead of having two, i saw my uncle's visa check card from bank of america :p

you can have credit cards issued from you bank here to man!.... i got the Bank of Montreal Mosaic Credit card. decent 6000$ limit on it.

TD GOLD

the others i don't know of, cause i'm not with them. but yes the banks do issue credit cards.

[Gladiator]

you can have credit cards issued from you bank here to man!.... i got the Bank of Montreal Mosaic Credit card. decent 6000$ limit on it.

TD GOLD

the others i don't know of, cause i'm not with them. but yes the banks do issue credit cards.

i know man, i have one from RBC and one from citi financial petro points, that's where i do my banking (online) i was talking about check cards, i can take money our from my credit card using a debit card from bank machines within and outside canada, i was saying about something like this....

http://www.tcfbank.com/images/tcf_check_card_new.jpg

i

[GT_Starrr]

ING Direct, save my money.

[dayven]

commerce bank.....the bank is basicly 1 block away from my house.... :p

[TheVanityAffair]

Bank of America.

[subaru]

i know man, i have one from RBC and one from citi financial petro points, that's where i do my banking (online) i was talking about check cards, i can take money our from my credit card using a debit card from bank machines within and outside canada, i was saying about something like this....

http://www.tcfbank.com/images/tcf_check_card_new.jpg

i

ahh yeah ok i know what u mean. i missed the whole CHECK card part.

theres this one card, a travel card by TRIPPLUS...

Travel insurance, DEBIT CARD, Credit Card, Phone Card, and document & information storage. --> thats pretty sick.

i :love: having credit cards in my wallet...make me look older hah

[dayven]

Bank of America.


that bank kinda sux...there is no ATM machine outside for that bank....I had it once...but I had to close it the next week...

[subaru]

ING Direct, save my money.

how is ING direct? any good with the higher interest rateS?

[Gladiator]

ahh yeah ok i know what u mean. i missed the whole CHECK card part.

theres this one card, a travel card by TRIPPLUS...

Travel insurance, DEBIT CARD, Credit Card, Phone Card, and document & information storage. --> thats pretty sick.

i :love: having credit cards in my wallet...make me look older hah

werd.

i'd love to have that one, i'll check it out.

ever thought about getting MBNA mastercard with NHL team logos on it? :D i'd love to have one with my team, you probably know which one i'm talking about :p


there you go man, it's looks sick....

http://www.tripplus.com/tripplus/images/home/card_01.jpg

[subaru]

werd.

i'd love to have that one, i'll check it out.

ever thought about getting MBNA mastercard with NHL team logos on it? :D i'd love to have one with my team, you probably know which one i'm talking about :p


yeah i wanted those LOGO oned just for the heck of it. go to F'in TORONTO and use a HABS card to buy tickets to the hockey hall of fame and everything else in toronto. the fact that leaf fans wud have to hold that card and swipe it makes it sooo worth it.

[subaru]

werd.


http://www.tripplus.com/tripplus/images/home/card_01.jpg

its an ultimate card, a must for students for travelling. I'm getting that card for my trip to aussie this summer. i really don't want to go with Blue cross for my insurance. i think they over charge.

[GT_Starrr]

how is ING direct? any good with the higher interest rateS?

it's great. No fees, High Interest...I should have signed up sooner.

[subaru]

it's great. No fees, High Interest...I should have signed up sooner.

do you know the exact rate you get? 4% or a bit less i'd imagine?

[Gladiator]

yeah i wanted those LOGO oned just for the heck of it. go to F'in TORONTO and use a HABS card to buy tickets to the hockey hall of fame and everything else in toronto. the fact that leaf fans wud have to hold that card and swipe it makes it sooo worth it.

lol i guess you love rubbing it in eh? :lol:

i'm thinking of getting one, i'll probably apply next month


its an ultimate card, a must for students for travelling. I'm getting that card for my trip to aussie this summer. i really don't want to go with Blue cross for my insurance. i think they over charge.

i just checked the terms and conditions and this is what i got...

Issuance & Shipping. Cards may only be shipped to a US mailing address and only to the billing address of the credit card used to purchase the Tripplus Travel Card. Regular delivery may take up to 10 business days.

http://www.tripplus.com/tripplus/Order/TravellersDetail.aspx?MenuId=1000:3

[nygirl]

washington mutual
why : because it was free :neutral:

[surface2air]

Lasella Bank formerly called Standard National.
Checking and Saving...
Couple of days ago opened a CD of 5000$ for 12 months with interest 4.50%
yay

[subaru]

lol i guess you love rubbing it in eh? :lol:

i'm thinking of getting one, i'll probably apply next month




i just checked the terms and conditions and this is what i got...



http://www.tripplus.com/tripplus/Order/TravellersDetail.aspx?MenuId=1000:3

well, university of california is well aware of there program in canada and they sent me this. and told me to get this card, i think i should re look into it with them and find out exactly. I want that card, its effin sexy.


who wudn't love rubbing in sports credit cards! i'm sure leafs fans wud do the same in mtl

[Gladiator]

well, university of california is well aware of there program in canada and they sent me this. and told me to get this card, i think i should re look into it with them and find out exactly. I want that card, its effin sexy.


who wudn't love rubbing in sports credit cards! i'm sure leafs fans wud do the same in mtl

hmm...i think i'll send them an email or trying calling them to see if i can apply for that card.

[~*jollybengali*~]

PNC

why:
-free checking and savings
-no minimum balances
-direct deposit from work
-you get $50 for opening an account w/ direct deposit.
-because the PNC back ATMs allow you to cash/deposit checks for free.
-every wawa around here has a PNC atm, and the philly suburbs are all about teh wawa.

[subaru]

hmm...i think i'll send them an email or trying calling them to see if i can apply for that card.

yeah i'm gonna do that soon as well. i'm tired of my TD VISA>.is soo ugly.

my birks wallet doesn't deserve that piece of shit in it haha.

[Gladiator]

yeah i'm gonna do that soon as well. i'm tired of my TD VISA>.is soo ugly.

my birks wallet doesn't deserve that piece of shit in it haha.

lol atleast TD has designs on their cards, mine from RBC sucks big time, it's plain blue with RBC logo on it, as soon as pay the remaining $1500 on it, i'm gonna cancel and trash that card.

[PreciousPari]

Its alllll about the wamu :cool:

[TheVanityAffair]

that bank kinda sux...there is no ATM machine outside for that bank....I had it once...but I had to close it the next week...

Uh, they do at my bank.
I think the bank is pretty good, I had to use a card over seas and I had no problems whatsoever :]

[subaru]

lol atleast TD has designs on their cards, mine from RBC sucks big time, it's plain blue with RBC logo on it, as soon as pay the remaining $1500 on it, i'm gonna cancel and trash that card.

BMO has a nice card for mosaic. plus u get free airmiles on it. only 6300 to go for my trip to Bahamas..ticket for 2! =)

TD has really bad student coverage, BMO gives beter interest rates and everything. they dont' even charge student fee. i'm gonan shut my TD account i think =/

[Gladiator]

BMO has a nice card for mosaic. plus u get free airmiles on it. only 6300 to go for my trip to Bahamas..ticket for 2! =)

TD has really bad student coverage, BMO gives beter interest rates and everything. they dont' even charge student fee. i'm gonan shut my TD account i think =/

their westjet cards looks cool, i believe they got two kinds, AC charges for aeroplan $180 a year, how much does westjet charge?

that's the problem, every bank has different perks, i'm thinking about ING, i got a pkg in the mail two years ago about joining and at that time i just trasheed it :p

[subaru]

their westjet cards looks cool, i believe they got two kinds, AC charges for aeroplan $180 a year, how much does westjet charge?

that's the problem, every bank has different perks, i'm thinking about ING, i got a pkg in the mail two years ago about joining and at that time i just trasheed it :p


ohh i pay no annual fee for it...it depends what level you take..if u take the 1 mile for every 40$ u spend its free...or the gold which is 1 mile for every 15$ spent (80 dollar annual fee with lower interest rates). they even have a silver one. 1 mile for every 20$ for like (40$ a year). it definetly boosts ur airmiles fast man. it took me 17 airmiles for like 2 years. at like selected locations..with this card which i got like 6 months ago i got like 400 now. i just pay everything with that card.

bad thing about aeroplan now...u have 7 years to use ur aeroplan miles and then they thrash it =/. airmiles doesn't have that bullshit right now. i want ING as well, but they have like ONE place for the banking in montreal. its really inconvenient, but i guess thats how they affford to pay such high rates.

[ezbreezyfresh]

HSBC and northfork

hsbc coz it's in the mall i work at and easier to deposit and stuff..northfork i've had forever

[Gladiator]

ohh i pay no annual fee for it...it depends what level you take..if u take the 1 mile for every 40$ u spend its free...or the gold which is 1 mile for every 15$ spent (80 dollar annual fee with lower interest rates). they even have a silver one. 1 mile for every 20$ for like (40$ a year). it definetly boosts ur airmiles fast man. it took me 17 airmiles for like 2 years. at like selected locations..with this card which i got like 6 months ago i got like 400 now. i just pay everything with that card.

bad thing about aeroplan now...u have 7 years to use ur aeroplan miles and then they thrash it =/. airmiles doesn't have that bullshit right now. i want ING as well, but they have like ONE place for the banking in montreal. its really inconvenient, but i guess thats how they affford to pay such high rates.

oh i see, that's actually pretty good, much better than the airmiles crap, i have airmiles card that i use at safeway some times and so far all i got are 50 miles.

well, aeroplan was actually losing customers that's why they extended it to 7 years, still better than many carriers who have 2 years the most.

well, you can still sign up for ING, they pay for up to 4 transactions every month, and you can use your card at any interac machine.

[Gladiator]

HSBC and northfork

hsbc coz it's in the mall i work at and easier to deposit and stuff..northfork i've had forever

how's HSBC? what are the pros and cons of banking with them?

[subaru]

oh i see, that's actually pretty good, much better than the airmiles crap, i have airmiles card that i use at safeway some times and so far all i got are 50 miles.

well, aeroplan was actually losing customers that's why they extended it to 7 years, still better than many carriers who have 2 years the most.

well, you can still sign up for ING, they pay for up to 4 transactions every month, and you can use your card at any interac machine.

4 transaction every month...yeah but its a purely savings account with them. yeah i really gotta research my banking again. this is getting ridiculous with the 3.45 student fee. it adds up to a cellphone bill!

[Gladiator]

4 transaction every month...yeah but its a purely savings account with them. yeah i really gotta research my banking again. this is getting ridiculous with the 3.45 student fee. it adds up to a cellphone bill!

in the US, they have all kinds of credit unions who offer the employees and students lot of perks, we need that in canada.

[gerling]

PC Financial (it's Canadian)

No fees, no minimum balance, and you can withdraw at any CIBC ATM.

[ezbreezyfresh]

how's HSBC? what are the pros and cons of banking with them?

it's ahhsome!

pros-it's free
cons-none so far

=)

[subaru]

in the US, they have all kinds of credit unions who offer the employees and students lot of perks, we need that in canada.

we have Caisse Desjardins here..i dunno if u guys have that down there... in moose country. but caisse desjardin is a co operative. pretty damn popular in quebec

[Gladiator]

it's ahhsome!

pros-it's free
cons-none so far

=)

they give 30 free debit transactions per month, pretty awsome but the interest rate sucks, you dont get much back compared to other banks.

[Gladiator]

we have Caisse Desjardins here..i dunno if u guys have that down there... in moose country. but caisse desjardin is a co operative. pretty damn popular in quebec

nah, we dont have that here in winnipeg, we have three of four different credit unions but they're just average, nothing much.

[ezbreezyfresh]

they give 30 free debit transactions per month, pretty awsome but the interest rate sucks, you dont get much back compared to other banks.

ohok i liek it coz it's convienient for me coz i they have a branch at the mall i work at

[Gladiator]

ohok i liek it coz it's convienient for me coz i they have a branch at the mall i work at

nice...i see they have pretty extensive information on students and overall in education.

[ezbreezyfresh]

nice...i see they have pretty extensive information on students and overall in education.

oh they do? i didn't know that!

[subaru]

nah, we dont have that here in winnipeg, we have three of four different credit unions but they're just average, nothing much.

well according to caisse desjardins they have branches in manitoba =/


you should check it out.

[subaru]

lol i was sponsored by HSBC....good times.

[Gladiator]

oh they do? i didn't know that!

check on their website, they gotta pretty big section, here you go....

http://www.hsbc.ca/hsbc/personal_en/education


well according to caisse desjardins they have branches in manitoba =/


you should check it out.

will do that in a min.

[ezbreezyfresh]

check on their website, they gotta pretty big section, here you go....

http://www.hsbc.ca/hsbc/personal_en/education




will do that in a min.

thanks! :D

[Gladiator]

thanks! :D

np :)

[subaru]

check on their website, they gotta pretty big section, here you go....

http://www.hsbc.ca/hsbc/personal_en/education




will do that in a min.

i have this fascination for banks....not so much canadian banks..but swiss banks. i fucken want that INTERNSHIP with credite Suisse

[Gladiator]

i have this fascination for banks....not so much canadian banks..but swiss banks. i fucken want that INTERNSHIP with credite Suisse

every rich bastard has a swiss bank account, i wish i had one :p

i checked the bank branches and all of them are in the french area of winnipeg and i'm all the way on the other end of the city.

[subaru]

every rich bastard has a swiss bank account, i wish i had one :p

i checked the bank branches and all of them are in the french area of winnipeg and i'm all the way on the other end of the city.

well it doesn't hurt to pretend to be rich =P...go to a restaurant..i'm sorry do u take Credite Suisse here haha. even though u have like 500$ in it haha.

its just the value of the swiss name that makes people go crazy.

yeah but winnipeg is it really that big where u gotta worry about french and english?

[sauga]

no love for TD Canada Trust?

[WonkaBear]

I use Wells Fargo and Bank of America primarily because they are more internationally accepted and you can withdraw more money from the ATMS. They are considered tier 1 banks.

Also Union Bank and Washington Mutual cause they are convenient i guess?

[subaru]

I use Wells Fargo and Bank of America primarily because they are more internationally accepted and you can withdraw more money from the ATMS. They are considered tier 1 banks.

Also Union Bank and Washington Mutual cause they are convenient i guess?

dude ur in finance arent you?

[WonkaBear]

dude ur in finance arent you?

Ive brokered a few international deals so i know about a tad bit about banking. Also use to do financing for homes and commercial properties...

[subaru]

Ive brokered a few international deals so i know about a tad bit about banking. Also use to do financing for homes and commercial properties...

what do i gotta do to land a job in the states. in finance.

besides a work visa and all. do u know what they are looking for credentials wise. like an overall perspective.

[WonkaBear]

what do i gotta do to land a job in the states. in finance.

besides a work visa and all. do u know what they are looking for credentials wise. like an overall perspective.

I just got lucky. Didn't really have an credentials to begin with. Just started in the mortgage business based on my sales skills and moved up. Then just got an opportunity for brokering commodity purchases and I was a quick learned and worked my ass off.

The conventional route would be to get a masters in finance and move to new york i guess...

[subaru]

I just got lucky. Didn't really have an credentials to begin with. Just started in the mortgage business based on my sales skills and moved up. Then just got an opportunity for brokering commodity purchases and I was a quick learned and worked my ass off.

The conventional route would be to get a masters in finance and move to new york i guess...

ahh New york... yeah i guess so that makes sense. world financial capital. fuck i gotta contact the american consulate to find out what i need to get in There after graduation.

[SIXPAK GQ]

Do you have one? If so, with what bank? And why?

Edit:* When I say why I mean, why that bank over the others.


Advantage Checking account with Wells Fargo. Ive been with them since 1996. Why? No fees. Reliable. Free online banking, free bill pay, free cashiers check/money order. It does offer a low interest rate (dont care about that though)

I have several online Savings/Money Market Accounts online that offer high yield interest rates like E-Loan, Emigrant Direct and HSBC. Currently E-Loan is offering 5.50% So I put my money there. These online accounts are easy to transfer to any banks with a click of a mouse. I am going put my money where I am offered the highest interest rates in the country.

[WonkaBear]

ahh New york... yeah i guess so that makes sense. world financial capital. fuck i gotta contact the american consulate to find out what i need to get in There after graduation.

London is actually the haven for interntaional banking and commodity trading. Its mostly procedural vs numbers

[SIXPAK GQ]

BMO.. all the money that I'm saving for uni + future goes there :neutral:

what is BMO

[SIXPAK GQ]

Only checking
Savings = haram


even the islamic countries have interest with savings like Pakistan

[SIXPAK GQ]

In todays society you cant really survive w/o a bank account.

Mine is with HSBC and thts because they came to my skool wen i was 11, and offered me a free football, so i joined them :giggle:
Where do you reside? I do have a HSBC account. I took the money out, b/c their interest rate went down.

[SIXPAK GQ]

Bank of america..Checking..i always have an overdraft tho sucks! :(

That is not the banks fault. Thats all you. OD looks bad on record. why throw away money.

[SIXPAK GQ]

Saving ur money isnt Haram. Interest is though.

I always give my interest to a family friend in Pakistan who is Deaf-Mute, cuz if u do recieve interest then u shud give it to the less fortunate!!!

all savings account have interest rates.

[SIXPAK GQ]

hsbc :D my dad trusts them most
as long as they are FDIC approved. you can trust ank bank.

[SIXPAK GQ]

take the whole check book.......i ll have 25.05 left after paying the ticket i got today............i wonder if it shows up on insurance stuff or not ...bc i really dont wanna tell my dad


Is the insurance under your dad's policy or yours? No, your insurance company will not know about it. I am not sure where you live but u can dismiss that ticket by taking a driving course so it won't show up on ur driving record

[SIXPAK GQ]

AmSouth... wut wut.. :wiggle:

so that i can do direct deposit, pay my bills online, and use my debit card everywhere?

-drea

just about all banks offer that.

[SIXPAK GQ]

here in canada, it's separate...debit card and credit card, i think you guys have a better system, all in one instead of having two, i saw my uncle's visa check card from bank of america :p
I am sure Canada's bank system has a debit card with visa/mc logo on it

[subaru]

what is BMO

bank of montreal

[subaru]

London is actually the haven for interntaional banking and commodity trading. Its mostly procedural vs numbers

we'll see man..i just don't want to live in canada for a career in finance. its not the place...

i'll look into UK though.

[SIXPAK GQ]

ING Direct, save my money.


low interest rate. try this

www.bankrate.com

[SIXPAK GQ]

how is ING direct? any good with the higher interest rateS?

as far as i know for USA..not too good..4.40% last time i checked

E-Loan in USA has 5.50 the highest right now

[SIXPAK GQ]

washington mutual
why : because it was free :neutral:

most banks are free anyways...

[SIXPAK GQ]

Lasella Bank formerly called Standard National.
Checking and Saving...
Couple of days ago opened a CD of 5000$ for 12 months with interest 4.50%
yay

Citibank was offering 6% CD at one time last summer. where do u reside? in usa?

[SIXPAK GQ]

PNC

why:
-free checking and savings
-no minimum balances
-direct deposit from work
-you get $50 for opening an account w/ direct deposit.
-because the PNC back ATMs allow you to cash/deposit checks for free.
-every wawa around here has a PNC atm, and the philly suburbs are all about teh wawa.


most banks offer that. can u beat 5.50 interest rate that e-loan has been offering?

[SIXPAK GQ]

If you live in the USA then there is no better bank then to put ur savings into a E-Loan Savings Account with 5.50%APY

[subaru]

as far as i know for USA..not too good..4.40% last time i checked

E-Loan in USA has 5.50 the highest right now

tell me since u seem to know quite alot about finance. what do i need to get in finance in the US. credentials wise

[dandiwal_jatt]

my dad says he does that....then i see him withdrawing it and using it for his own shit :neutral: :no:
lol :rofl:


oh well, life's a boner :neutral: :neutral: :neutral: :neutral:

[SIXPAK GQ]

tell me since u seem to know quite alot about finance. what do i need to get in finance in the US. credentials wise

well I was not a Finance major. What kind of jobs are you looking for?

[subaru]

well I was not a Finance major. What kind of jobs are you looking for?

as basic: financial analyst..as starting job ofcourse..

i know of the 7series exam...but you have to get sponsored by a company to take that exam. like how do u get in a company without it?

[SIXPAK GQ]

as basic: financial analyst..as starting job ofcourse..

i know of the 7series exam...but you have to get sponsored by a company to take that exam. like how do u get in a company without it?

whats wrong with Canada then? Talk to a Finance person like Reaz or something

[subaru]

whats wrong with Canada then? Talk to a Finance person like Reaz or something

ugh fine... nah canadas finance is just linked in toronto...i want big money thats all.. i go where the money takes me..and canada i dunno not right now. i'm eyeing UK or USA and switzerland.

[SIXPAK GQ]

ugh fine... nah canadas finance is just linked in toronto...i want big money thats all.. i go where the money takes me..and canada i dunno not right now. i'm eyeing UK or USA and switzerland.
you expect to get big money as a entry level job?

[subaru]

you expect to get big money as a entry level job?

no not at all.... buti have to be in the right environment to move up to make that big money.

i'd seriously expect a 40K-50K entry canadian dollars outta university. plus i have many credentials to go with it. i'd be done with my canadian securities course by then = 7 series exam... VP finance of john molson school of business accounting society, 2 internships and other shit coming along the way.

i definetly do not seemyself at the bottom of the applicant pool. above average.

i wnat my MBA in investment banking and a CFA certification.

[hardhearted]

Washington Mutual. Why? Because my pockets and my closet started to overflow with money.
OK wise guy

[hardhearted]

Ok I lost you guys after a certain point. Has anyone had any experience with citibank?

[s11nyk]

Ok I lost you guys after a certain point. Has anyone had any experience with citibank?

have a credit card with them...good rate of interest...but thats about it.

[RoMeO6969]

A savings account with
The Bank of Nova Scotia

chequing account with = CIBC and TD BANK

a line of credit account with TD BANK LOL


btw hi ekta

[hardhearted]

A savings account with
The Bank of Nova Scotia

chequing account with = CIBC and TD BANK

a line of credit account with TD BANK LOL


btw hi ekta
hiiii :)

You and your girl look so cute

[RoMeO6969]

hiiii :)

You and your girl look so cute
hehe thanks


u remember me right?

btw where u been long time no see no talk hows life been

[hardhearted]

hehe thanks


u remember me right?

btw where u been long time no see no talk hows life been
Of course I remember you! :)

Life is good, just busy. I've been posting more and more on RD nowadays although it makes me mad that I do that because I don't even have the time to do so! I'm actually at work right now procrastinating on the project that I have to do so..

I'm thinking of visiting the Starbucks down the street. So whats up? How are things? Whats the dilly yo? How long have you two been together?

[RoMeO6969]

Of course I remember you! :)

Life is good, just busy. I've been posting more and more on RD nowadays although it makes me mad that I do that because I don't even have the time to do so! I'm actually at work right now procrastinating on the project that I have to do so..

I'm thinking of visiting the Starbucks down the street. So whats up? How are things? Whats the dilly yo? How long have you two been together?
lol im at school supposed to b studying but i cant lol too lazy, y ai havent seen u on RD in the longest time, so where u working?

life with me is good jus busy with 2 jobs and school and gf and family time it sucks lol. we have been together for 15 months actually : D


drop me ur msn if u dont mind htat way we can keep in touch and i might even visit NYC in the near future

[SIXPAK GQ]

no not at all.... buti have to be in the right environment to move up to make that big money.

i'd seriously expect a 40K-50K entry canadian dollars outta university. plus i have many credentials to go with it. i'd be done with my canadian securities course by then = 7 series exam... VP finance of john molson school of business accounting society, 2 internships and other shit coming along the way.

i definetly do not seemyself at the bottom of the applicant pool. above average.

i wnat my MBA in investment banking and a CFA certification.

investment bankers make over 100K in USA.
You'd expect 35K-45K in USA entry level....

[subaru]

investment bankers make over 100K in USA.
You'd expect 35K-45K in USA entry level....

well then..i guess thats where i'm aiming to go then .. 100K US

or london... British Pounds does sound F'in sexy

45K thats like 55K in canadian dollars....thats really not that bad.

[Gladiator]

well it doesn't hurt to pretend to be rich =P...go to a restaurant..i'm sorry do u take Credite Suisse here haha. even though u have like 500$ in it haha.

its just the value of the swiss name that makes people go crazy.

yeah but winnipeg is it really that big where u gotta worry about french and english?

lol that's true, the word swiss does rule..gives me another option to look at.

well, not really, st. boniface is the area and it's called the french quarter...it's not a big deal, only in that area has everything in french, the rest of winnipeg has everything in english.


SIXPAK GQ well, so far there hasnt been a card with both check and visa/mastercard logo on it, we might have one in future..dont know when.


hardheartedwell, i just got my citi financial mastercard from petro canada few days ago, this is what it looks like...

https://www.citibank.com/canada/cards/applications/english/apply.cgi?access_code=MME

[subaru]

lol that's true, the word swiss does rule..gives me another option to look at.

well, not really, st. boniface is the area and it's called the french quarter...it's not a big deal, only in that area has everything in french, the rest of winnipeg has everything in english.




yeah i remember reading a bit of history about the french being in manitoba..they fucken skipped ontario!

I've already put half ass look into it, Credite Suisse and UBS are def the ones i'd want in on, but they have LOADS of private banks!

Btw did u hear of the CENTURION AMERICAN EXPRESS CARD? NO LIMIT..2500$ a year annual fee and its by invitation only, but u can request for them to review ur account...thats one FUCKEN SICK CARD!

http://images.askmen.com/money/investing_150/170b_investing.jpg

Ps: this site is the SHIZNIT for men..i read it like its my HOLY BOOK
http://ca.askmen.com/money/investing_150/170_investing.html

Retail
The Centurion cardholder enjoys private access to a number of high-end retailers -- including Bergdorf, Bulgari, Gucci, Harvey Nichols, Neiman Marcus, and Saks Fifth Avenue -- where he can request the assistance of a personal shopper. If he happens to lose or damage an item or two, purchases on the card are protected against such tragedies up to $50,000 a year. If that weren’t enough, the Buyers Assurance Plan extends the terms of the original manufacturer's warranty by three years, regardless of warranty length. This perk lends itself to the possibility that, on a lifetime warranty, a cardholder may enjoy coverage through his first three years in the afterlife. They say those are the hardest.
Hotels
The Centurion cardholder’s memberships in FHR (Fine Hotels and Resorts) and SLH (Small Luxury Hotels) give him access to 530 hotels worldwide and entitle him to free room upgrades, late check-out, a domestic staff eager to satisfy his every excess, and a complimentary continental breakfast for two.

If the cardholder books two nights at any participating Mandarin Oriental hotel (excluding the NYC property), he enjoys the second night free. The benefits are similar to the FHR program, except that the domestic staff is reduced to a butler’s help in the packing and unpacking process.
Travel
Arguably, it’s in this area that Centurion earns its keep. In addition to membership in Hertz #1 Gold Club and Avis President’s Club, some of the many benefits include:

* A personal travel consultant

* First class flight upgrades (when available)

* Membership in the International Airlines Program, allowing one complimentary ticket on transatlantic flights with the purchase of one first class or business ticket

* Access to 450 airport lounges in 80 countries via Priority Pass (Amex waives the $399 fee)

* Membership in the Private Jet Services Program, wherein the cardholder can either buy flight time on a private jet or assume fractional jet ownership with a half-dozen elite private jet carriers

* Up to $700 stateroom shipboard credit on selected cruises

* Membership in Space Adventures, a space tourism company, including privileged invitations to various space-related events. Additionally, the cardholder receives an annual credit toward the payment of a suborbital flight reservation. Yes, you read that right.

Travel insurance
Benefits include:

* Flight: As much as $3.5 million for death and dismemberment

* Baggage: Carry-ons up to $2000, checked baggage up to $1000

* Travel Delay Protection: If a cardholder’s flight is delayed beyond certain specified times, Amex allows him $250 for hotels, cabs and other expenses

* Delayed Checked Bag Program: If a member makes it to his destination but his bag is delayed for more than three hours, Amex allows him up to $500 for whatever he needs. Please double-check before ordering the in-room porno.

[musicchic33]

http://images.askmen.com/money/investing_150/170b_investing.jpg



:dribble:

[subaru]

:dribble:

It has to be a MANS card :hand: ...
there coming out with an even better one..rumour says it though..the crystal card =O.

but how much more can u upgrade on this card :sarb:


Personal Shopper PREET hahaha .. u soo want that ..

[musicchic33]

It has to be a MANS card :hand: ...
there coming out with an even better one..rumour says it though..the crystal card =O.

but how much more can u upgrade on this card :sarb:


Personal Shopper PREET hahaha .. u soo want that ..
I don't know, but I want it. :neutral:

[subaru]

I don't know, but I want it. :neutral:


lol yeah sure....wtv man...

i'm def gonna get it, thats if i become i.banker lol...i'll take the Ferrari... its on the card =O

[subaru]

my credit cards =/


http://www3.bmo.com/mosaik_images/FEATURE_EN_CDR0MKBLU_LARGE.jpg

http://www.tdcanadatrust.com/tdvisa/images/emerald_card.jpg

[musicchic33]

my credit cards =/


http://www3.bmo.com/mosaik_images/FEATURE_EN_CDR0MKBLU_LARGE.jpg

http://www.tdcanadatrust.com/tdvisa/images/emerald_card.jpg
You should "forget" those when you leave NY

:salut: thanks in advance

[subaru]

You should "forget" those when you leave NY

:salut: thanks in advance

i'll MAKE SURE i have them haha... quadruple SURE.

i'd leave them with RUPA...shed know how to take care of credit cards....:hand:

[musicchic33]

i'll MAKE SURE i have them haha... quadruple SURE.

i'd leave them with RUPA...shed know how to take care of credit cards....:hand:
Yeah, she actually would.

All 983409238 of hers.

[subaru]

Yeah, she actually would.

All 983409238 of hers.


LOL....at least shes working on her credit..as am i...

if i left it with you accidentally, i'd be crying haha..i'd be like FUCK i'm already wiped out hah

[musicchic33]

LOL....at least shes working on her credit..as am i...

if i left it with you accidentally, i'd be crying haha..i'd be like FUCK i'm already wiped out hah
:lol:

nah-uh!

[subaru]

:lol:

nah-uh!


:rolleyes: ....u'd just keep the card and flaunt it..haha using all my airmiles =/
lol... i'm soo bad at trusting people..like i trust 2 easily, cause i think everyone has a BRAIN..and no ones as cruel as they seem... like my bros friend needed to buy something with my card...i just gave him my card..i'm like wtv eric just don';t do anything funny or i'll kkill u.

[musicchic33]

:rolleyes: ....u'd just keep the card and flaunt it..haha using all my airmiles =/
lol... i'm soo bad at trusting people..like i trust 2 easily, cause i think everyone has a BRAIN..and no ones as cruel as they seem... like my bros friend needed to buy something with my card...i just gave him my card..i'm like wtv eric just don';t do anything funny or i'll kkill u.

Yeah, that's not good.

I'm so not trusting of people...almost a bit paranoid, heh.

Yes, I have trust issues..fack off

[hardhearted]

lol that's true, the word swiss does rule..gives me another option to look at.

well, not really, st. boniface is the area and it's called the french quarter...it's not a big deal, only in that area has everything in french, the rest of winnipeg has everything in english.


SIXPAK GQ well, so far there hasnt been a card with both check and visa/mastercard logo on it, we might have one in future..dont know when.


hardheartedwell, i just got my citi financial mastercard from petro canada few days ago, this is what it looks like...

https://www.citibank.com/canada/cards/applications/english/apply.cgi?access_code=MME
Bleh. You canadians :hand:

I went to citi bank and the guy was totally encouraging me to open up an account with them for free, especially since I am a student.

[subaru]

Yeah, that's not good.

I'm so not trusting of people...almost a bit paranoid, heh.

Yes, I have trust issues..fack off

lol you told me this already....stop going in circles :mad:

for me it depends what exactly i'm trusting someone to do. bah i had this convo with u already. shut up

[musicchic33]

lol you told me this already....stop going in circles :mad:

for me it depends what exactly i'm trusting someone to do. bah i had this convo with u already. shut up
*shutted*

[subaru]

*shutted*

lol not literally....*sigh* my medicine is kicking in =/ i feel DROWSY again, *yawn* i'm gonna go sleep for 1 hour (then class time) Yipppeeee :mad:

Keep working on your paper preet, i feel almost as bad that i'm talking to you knowing u have a paper to work on haha...


GO!!! :mad:

[musicchic33]

lol not literally....*sigh* my medicine is kicking in =/ i feel DROWSY again, *yawn* i'm gonna go sleep for 1 hour (then class time) Yipppeeee :mad:

Keep working on your paper preet, i feel almost as bad that i'm talking to you knowing u have a paper to work on haha...


GO!!! :mad:

:hand:

[SIXPAK GQ]

well then..i guess thats where i'm aiming to go then .. 100K US

or london... British Pounds does sound F'in sexy

45K thats like 55K in canadian dollars....thats really not that bad.

currency name may sound sexy but it does you no good.

compare cost of living vs salary and your expenses/savings.

[SIXPAK GQ]

lol that's true, the word swiss does rule..gives me another option to look at.

well, not really, st. boniface is the area and it's called the french quarter...it's not a big deal, only in that area has everything in french, the rest of winnipeg has everything in english.


SIXPAK GQ well, so far there hasnt been a card with both check and visa/mastercard logo on it, we might have one in future..dont know when.


hardheartedwell, i just got my citi financial mastercard from petro canada few days ago, this is what it looks like...

https://www.citibank.com/canada/cards/applications/english/apply.cgi?access_code=MME

i still dont beleive that. even Pakistan has the debit visa/mc logo on it.

[subaru]

:hand:

lol thats all u say to that?


k fine i'm sorry :ashamed: don't shut up

[subaru]

currency name may sound sexy but it does you no good.

compare cost of living vs salary and your expenses/savings.

yeah the UK is disgustingly expensive....i know..so it NY

[SIXPAK GQ]

yeah the UK is disgustingly expensive....i know..so it NY
right, avoid high cost of living areas, these high of cost living areas do not match up with the salary and I know that for a fact living in California and my cousin who is a CPA in London. If you like big cities then live in a big city where the cost of living is low but the salary is high. An example would be Houston, Texas where I currently reside.

[~*jollybengali*~]

most banks offer that. can u beat 5.50 interest rate that e-loan has been offering?
I don't need to.

I'm a college student who doesn't really need much at the moment besides somewhere to put savings into and a checking account with easy access and whatever I stated before. I got that so I'm pretty happy. :)

[subaru]

right, avoid high cost of living areas, these high of cost living areas do not match up with the salary and I know that for a fact living in California and my cousin who is a CPA in London. If you like big cities then live in a big city where the cost of living is low but the salary is high. An example would be Houston, Texas where I currently reside.

houston texas..ughh haha....doesn't sound like the most exciting city out there man. is chicago considered expensive? i know boston is... .. shit not alotta choice for BIG cities...more like second tier cities. ...

but yeah NY is obviously way to expensive..unless i commute from JERSEY hah

[SIXPAK GQ]

I don't need to.

I'm a college student who doesn't really need much at the moment besides somewhere to put savings into and a checking account with easy access and whatever I stated before. I got that so I'm pretty happy. :)

why does it matter if ur a college student or not. why would u put ur savings somewhere with a low interest, afterall u have to put ur money somewhere. might as well maximize the returns.

[SIXPAK GQ]

houston texas..ughh haha....doesn't sound like the most exciting city out there man. is chicago considered expensive? i know boston is... .. shit not alotta choice for BIG cities...more like second tier cities. ...

but yeah NY is obviously way to expensive..unless i commute from JERSEY hah

Eckjactly! Houston is not an exciting city. That is why the cost of living is so low here. There is lot of open land. Real Estate is very cheap here. Have not done research on Chicago. There are lots of big cities in USA

[subaru]

Eckjactly! Houston is not an exciting city. That is why the cost of living is so low here. There is lot of open land. Real Estate is very cheap here. Have not done research on Chicago. There are lots of big cities in USA

do you know a website where i cud compare diff regions in the US? housing wise and cost of living.

[SIXPAK GQ]

do you know a website where i cud compare diff regions in the US? housing wise and cost of living.


try cnn's money website.

[subaru]

try cnn's money website.

soo most affordable city..indianapolis....

and california and NY dominates for least affordable..thats f'in great!

[musicchic33]

lol thats all u say to that?


k fine i'm sorry :ashamed: don't shut up
hah, you're such a punk...what'd you edit out? :p

[subaru]

hah, you're such a punk...what'd you edit out? :p

haha it was something not nice...well i think so atleast =/ then i realized...ur just a dork and i edited it out...

what i edited out..lets keep that a mystery =)...cause i don't remember haha .

[SIXPAK GQ]

soo most affordable city..indianapolis....

and california and NY dominates for least affordable..thats f'in great!



right, California and New York has lot to offers. Lot of stuff to do down there. barely any land left now and this why the real estate value is high. If you got money then I would definately move back to Cali but never NY. $35-45 starting will do u no good living in ca/ny.

pretty much any thing in Texas and Lousiana is affordable