Money 101: Finance Majors/Degree; Come On In!

[SIXPAK GQ]

Are there any investors here?

lets discuss CD's, Bonds, Annuities, IRA, Roth Ira, 401K, Stocks, Mutual Funds etc.

seems like Interest Rates are high so it is good to put ur money onto a short to fairly long term CD account.

Discuss

[paulie walnuts]

you ignored my advice in the other thread you bastard guy.

[SIXPAK GQ]

you ignored my advice in the other thread you bastard guy.


no i did not....

[$H@MZ]

Are there any investors here?

lets discuss CD's, Bonds, Annuities, IRA, Roth Ira, 401K, Stocks, Mutual Funds etc.

seems like Interest Rates are high so it is good to put ur money onto a short to fairly long term CD account.

Discuss

:sarb: Finance section :dunno:

[SIXPAK GQ]

:sarb: Finance section :dunno:

general

[Deception 004]

I have CD player, i would fuck a blond, I dont like the IRS, 401K thats almost half a mill' -are we on the same page here?

[SIXPAK GQ]

I have CD player, i would fuck a blond, I dont like the IRS, 401K thats almost half a mill' -are we on the same page here?


no....

[Deception 004]

always willing to learn =D

[SIXPAK GQ]

always willing to learn =D


got any more tips?

[bender]

Are there any investors here?

lets discuss CD's, Bonds, Annuities, IRA, Roth Ira, 401K, Stocks, Mutual Funds etc.

seems like Interest Rates are high so it is good to put ur money onto a short to fairly long term CD account.

Discuss

Higher interests rates means Bonds will fall. I have a Roth IRA with Vanguard. I invest in the 2045 Fund. They manage the fund, I just put my money in. As I get closer to retirment the asset allocation shifts towards safer investments. I don't invest in stocks, but if I did, I would buy index funds.

[SexyTemptress]

i guess nows the time to buy bonds since interest rates are rising. i put 5000 in a CD right now at 4.8% interest rate. i have a couple of thousands in a T.Rowe price Roth IRA. the good thing about that is that IRA money is tax deductible meaning i dont have to pay taxes on the amount i invest in IRAs. I also have a 401 k plan at work that my employer matches.

[SIXPAK GQ]

i guess nows the time to buy bonds since interest rates are rising. i put 5000 in a CD right now at 4.8% interest rate. i have a couple of thousands in a T.Rowe price Roth IRA. the good thing about that is that IRA money is tax deductible meaning i dont have to pay taxes on the amount i invest in IRAs. I also have a 401 k plan at work that my employer matches.

I juts put 10K in a 5.2% interest rate CD for 1 year.
my employer matches dollar to dollar on 401K

[reaz]

i guess nows the time to buy bonds since interest rates are rising. i put 5000 in a CD right now at 4.8% interest rate. i have a couple of thousands in a T.Rowe price Roth IRA. the good thing about that is that IRA money is tax deductible meaning i dont have to pay taxes on the amount i invest in IRAs. I also have a 401 k plan at work that my employer matches.

err.. you're confusing Roth IRA with traditional IRA.. The money in Roth IRA is not tax deductible.. The tax is levied on it the first year.. If you hold the money for 5 years or more then the earnings grow tax deferred.. Basically the money that goes into Roth IRA is post tax as opposed to traditional IRAs where the money is pre tax and therefore there is no tax on that money. However, there is income tax levied on the distributions once you start getting them.

[SIXPAK GQ]

u have great posts reaz....we need more people like u in this forum....but it doesnt seem like anyone is interested in this topic