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View Full Version : Anyone gone through consumer credit counciling?


thefinanceman
April 26th, 2006, 03:19 AM
anyone dealt with credit counciling firms before?

the article http://www.moneysavingfreetips.com/consumer-credit-counciling.html says to be wary of ccc firms coz:

"Thus as a consumer, you have to beware! Avoid "debt settlement" firms who promise to completely get rid of your debt within months and who ask for a $3000 upfront fee. These usually turn out to be scams who upon receiving the money will run off from the country, disconnect their phones or set up a new firm under a new name."

did you have to pay any upfront fees? did they really help in lowering your interest payments?